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What is financial planning?

Financial Planning is about you and your money. Think of financial planning like a personal trainer – helping you get financially fit. Financial planning is about helping you make the most of your money and ensuring you are in the best financial shape possible, so that you can achieve your goals.

  • 01. Is Catalyst independent or restricted?

  • 02. What areas of advice can Catalyst advise on?

  • 03. What products can Catalyst advise on?

  • 04. How do Catalyst protect my personal data?

  • 05. It's all in a name... financial planning vs financial advice?

  • 06. What is cashflow modelling?

A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rate and tax legislation.

The value of investments and income from them may go down. You may not get back the original amount invested.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate will writing, inheritance tax planning and most forms of buy to let mortgage.