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  • 01. What have fees looked like, historically, for financial advice?

  • 02. What are the different fees that I might have to pay?

  • 03. What are the different types of fees I might have to pay Catalyst?

  • 04. How does Catalyst calculate fees and charges?

  • 05. What will my initial advice charges be?

  • 06. What are the on-going fees for working with Catalyst?

  • 07. When do I start paying fees?

  • 08. How are my fees to be paid?

  • 09. Am I able to change my mind?

A pension is a long-term investment. The fund value may fluctuate and can go down. Your eventual income may depend on the size of the fund at retirement, future interest rate and tax legislation.

The value of investments and income from them may go down. You may not get back the original amount invested.

A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate will writing, inheritance tax planning and most forms of buy to let mortgage.